Abstract:Agricultural insurance is not only an important method for the member of the World Trade Organization to protect its own country's agriculture, but also an important mean to solve the problems of "agriculture, rural areas and farmers". It can ensure the safety of food and promote farmers' incomes stable and sustained increasing. At present, the existing state of agricultural insurance seriously restrict the function of agricultural insurance. This paper put forward the three proposals from accelerating the legislation of agricultural insurance, supporting the agricultural insurance and establishing the multi-operators of agricultural insurance, in order to improve the existing state of agricultural insurance and make the function of agricultural insurance yield well.